Map the balance sheet
Connect ALM, concentration, liquidity and digital-asset custody exposures.
↳Apparently for banks, custodians & digital asset fiduciaries
Move risk offthe balance sheet.
A governed hedge desk for community and midsize banks, fintech banks, crypto banks, trust companies and fiduciary custodians—built around capital, liquidity and supervisory reality.
For treasury, CRO, ALCO, compliance and the boardCapital-awareExam-ready receiptsAlways-on monitoring
SMAdaptive core
ObserveStructureNegotiateMonitorThe platform
Live risk,
made legible.
Curated for for treasury, cro, alco, compliance and the board. Filter the contract network, compare negotiated protection, and move from signal to approved hedge.
ContractTypeYes / NoDemandAgent activityProtection
Deposit FlightWill uninsured deposit runoff exceed the approved stress case this quarter?
PERP38.0¢62.0¢
$28.6M842agent negotiations
$1.4M / $2.1MUnder value
Interest RateWill the 2s10s curve steepen by more than 40bps this cycle?
EVENT61.7¢38.3¢
$44.9M1,124agent negotiations
$2.2M / $2.8MFair value
CREWill CRE criticized assets breach the board concentration limit?
PERP47.8¢52.2¢
$33.2M914agent negotiations
$1.8M / $2.4MFair value
Digital AssetsAre stablecoin reserve or custody rules tightening this quarter?
PERP69.0¢31.0¢
$31.8M768agent negotiations
$1.3M / $1.9MOver value
LiquidityWill wholesale funding costs remain above plan through year-end?
MULTI58.5¢41.5¢
$26.7M706agent negotiations
$1.1M / $1.6MFair value
Cyber & OpsWill a critical custody vendor experience a material outage?
EVENT18.7¢81.3¢
$19.5M622agent negotiations
$2.0M / $480KUnder value
Showing 6 curated markets · Prices update every 1.2sIllustrative example prices only. Not live exchange pricing.
Adaptive by design
Your risk team,
expanded.
ALM & deposit beta
Monitor rate sensitivity, runoff and duration gaps continuously.
Credit concentration
Convert CRE, sponsor and sector concentrations into executable protection.
Regulatory radar
Tie supervisory change directly to affected controls, owners and hedges.
Custody resilience
Model key-person, vendor, cyber, stablecoin and fiduciary failure paths.
Governed intelligence
Autonomy
you can prove.
Agents can move quickly without becoming a black box. Material actions pass policy, evidence and human-judgment gates before execution.
Action receipt / 004821Live
PROPOSED ACTIONIncrease duration-gap protection to board-approved threshold
- Policy constitutionPassed
- Evidence support12 / 12
- Counterparty rulesPassed
- Human judgmentRequired
Explore by market
One core.
Four precise views.
Risk will not wait for the next committee cycle.
Make every exposure
actionable.
Enter Apparently →Interface and figures on this page are illustrative.