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Last updated: June 9, 2026

Terms of Service

These Terms of Service ("Terms") govern your use of Apparently's website and services. By accessing or using our services, you agree to be bound by these Terms.

Important Notice: Apparently, Inc. provides compliance technology, regulatory filing assistance, and legal opinion delivery services. Nothing on this website or provided through our services constitutes legal advice, and no attorney-client relationship is formed by your use of this site or submission of any form. An attorney-client relationship with Apparently's affiliated licensed attorneys arises only upon execution of a written engagement agreement.

1. Who We Are

Apparently, Inc. ("Apparently," "we," "us," or "our") is a compliance technology company headquartered in the United States. We provide software-assisted regulatory filing services, legal opinion delivery, compliance monitoring, and related services to gaming operators, financial services vendors, promotional marketers, and other regulated industry participants.

Some services involve work performed or supervised by licensed attorneys. When attorney services are involved, they are provided pursuant to a separate engagement agreement and are subject to applicable state bar rules and regulations. Apparently, Inc. is not itself a law firm. Licensed attorneys affiliated with or engaged by Apparently operate pursuant to their individual bar licenses.

2. Services

Apparently offers the following categories of services, subject to these Terms and any applicable service agreement:

  • License Filing Services: Preparation and submission of gaming supplier, vendor, and operator license applications to state, tribal, and federal regulatory authorities.
  • Legal Opinion Delivery: Review and delivery of legal opinions addressing regulatory compliance questions, including Reliance Letter Opinion (RLO) reviews and multi-jurisdiction draft opinions.
  • Promotions & Sweepstakes Compliance: Legal structure review, state registration, bond filing, and rules drafting for contests, sweepstakes, and promotional programs, including self-service compliance tools for qualifying promotions.
  • Compliance Monitoring Retainers: Ongoing monitoring of regulatory changes, renewal deadlines, and filing obligations, delivered on a subscription basis.
  • NFA/CFTC Registrations: Preparation of CTA, CPO, IB, and AP registration and exemption filings with the NFA and CFTC, including annual reporting and renewal obligations.
  • Company Formation: State-level entity formation and registered agent services.
  • Operator Sponsor Matching: Facilitation of introductions between licensed gaming operators and qualifying suppliers seeking sponsorship relationships. Introductions are provided on a fee basis; Apparently does not represent either party in any resulting negotiation or transaction.
  • Enforcement Alert Newsletter: Delivery of regulatory intelligence digests summarizing publicly available enforcement actions, legislative developments, and regulatory notices. Subscription content is informational only and does not constitute legal advice.
  • Compliance as a Service (CaaS): Bundled subscription plans providing access to filing services, compliance monitoring, API access, and advisory support at defined service levels.
  • Compliance API: Programmatic access to regulatory classification, legality assessment, and related compliance data outputs via API, subject to applicable usage terms and rate limits.
  • Prediction Markets Compliance: Regulatory assessment and filing services for event contract platforms, addressing CFTC derivatives registration and applicable state requirements.
  • iGaming Advertising Compliance: Review of gambling and gaming advertising materials for compliance with applicable state and platform requirements.
  • Creator Economy Compliance: FTC disclosure and platform-specific compliance review for influencer and creator marketing arrangements.
  • International Compliance: Regulatory assessment and advisory services for EU, UK, EEA, and Latin American jurisdictions, including GDPR-adjacent considerations and applicable local licensing requirements.
  • White-Label Platform: Licensing of Apparently's compliance platform for use by law firms and other professional services organizations, subject to a separate white-label agreement.
  • Loyalty & Rewards Programs: Configuration and compliance support for stablecoin-based loyalty programs operated by financial institutions and platform providers, subject to applicable terms governing those programs.
  • Compliance Event Bus: Subscription delivery of structured regulatory event data, including filing deadlines, renewal notices, and regulatory alerts, via webhook or API.
  • Additional Services: As further described on our pricing page and in applicable service agreements.

Service scope, deliverables, timelines, and pricing are set forth in the applicable order form or service agreement. These Terms govern unless a separate written agreement expressly supersedes them.

Service availability varies by jurisdiction. Certain services may not be available in all states or for all regulated activities. We will notify you if a requested service is unavailable in your jurisdiction.

3. No Legal Advice; No Attorney-Client Relationship

The information provided on this website, including service descriptions, pricing, regulatory summaries, and educational content, is for informational purposes only. It does not constitute legal advice and should not be relied upon as such.

Submitting a contact form, requesting a quote, or signing up for an account does not create an attorney-client relationship. An attorney-client relationship is formed only when (a) Apparently's affiliated licensed attorney expressly agrees to represent you, and (b) you and that attorney execute a written engagement agreement.

You should consult with a licensed attorney in your jurisdiction before making any legal decisions. Laws and regulations vary by state and jurisdiction and change frequently.

Compliance API outputs, newsletter content, and automated classification results are technology outputs, not legal opinions. They reflect information available at the time of generation and may not account for recent regulatory changes or facts specific to your situation.

4. Account Registration and Security

To access certain services, you must create an account. You agree to provide accurate, current, and complete information and to update that information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must be at least 18 years of age and authorized to enter into binding contracts on behalf of any organization you register. By registering an organization account, you represent that you have authority to bind that organization to these Terms.

You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss resulting from unauthorized use of your credentials.

5. Payment Terms

Fees for services are as described in your order form or service agreement. All fees are in U.S. dollars. Unless otherwise agreed:

  • Project-based fees are invoiced upon engagement and due within 15 days.
  • Subscription fees (including CaaS, monitoring retainers, newsletter, and API plans) are billed monthly or annually in advance and are non-refundable for the current billing period.
  • Rush processing fees (1.5× for 48-hour priority; 2.5× for 24-hour rush) apply where selected and are non-refundable once the expedited work has commenced.
  • State filing fees, regulatory bond premiums, and third-party costs are passed through at cost and are separate from service fees.
  • Compliance API usage is billed based on metered consumption as set forth in the applicable API terms.
  • Annual prepay plans receive a 15% discount and are non-refundable after the first 30 days.

Fees are generally non-refundable once work has commenced. For services not yet started, we will refund prepaid amounts within 30 days of written cancellation, less any administrative costs incurred.

If you believe an invoice is incorrect, notify us in writing within 15 days of the invoice date. We reserve the right to suspend services for accounts more than 30 days past due.

6. Acceptable Use

You agree not to use our services to:

  • Submit false, misleading, or fraudulent information to any regulatory authority or to Apparently;
  • Engage in any activity that violates applicable law, including gaming laws, financial regulations, anti-money-laundering requirements, or securities laws;
  • Attempt to gain unauthorized access to our systems or data;
  • Scrape, copy, or replicate our proprietary content, methodology, or knowledge base;
  • Use the Compliance API in a manner that circumvents rate limits or access controls, or resells API outputs without prior written authorization;
  • Represent Apparently's automated outputs as attorney-prepared legal opinions without disclosure;
  • Resell or sublicense our services without prior written authorization;
  • Use the Operator Sponsor Matching service to facilitate introductions for purposes other than legitimate licensing sponsorships;
  • Harass, threaten, or harm any person.

We reserve the right to suspend or terminate access to any account that violates these Terms, without prior notice if circumstances warrant.

7. Intellectual Property

All content, software, data, methodologies, templates, workflows, and other materials provided through our services are the proprietary intellectual property of Apparently, Inc. and its licensors, and are protected by copyright, trade secret, and other applicable laws.

We grant you a limited, non-exclusive, non-transferable license to access and use deliverables produced for your account solely for your internal compliance purposes. You may not reproduce, distribute, sublicense, reverse-engineer, or create derivative works from our materials without prior written consent.

You retain ownership of information and documents you submit to us. You grant us a limited license to use that information to provide our services. We may use anonymized, aggregated data derived from platform usage to improve our services, subject to our Privacy Policy.

White-label licensees receive a limited sublicense to deploy the platform under the terms of their white-label agreement. That license does not include any right to access or use underlying source code, proprietary data, or internal methodologies.

8. Confidentiality

Each party agrees to hold the other's Confidential Information in strict confidence and not to disclose it to third parties without prior written consent. "Confidential Information" means any non-public information designated as confidential or that reasonably should be understood to be confidential given its nature.

Legal opinions and work product delivered to you are attorney-client privileged and confidential to the extent applicable law so provides. You are responsible for maintaining that privilege and should consult your own counsel before sharing opinions with third parties.

Regulatory correspondence prepared or submitted on your behalf (including information requests, filings, and responses to regulatory inquiries) is confidential and subject to applicable regulatory confidentiality requirements. You authorize us to communicate directly with regulatory authorities in connection with services we perform on your behalf.

9. Third-Party Services and Integrations

Certain services involve integration with third-party platforms, including payment processors, blockchain networks, regulatory portals, and data providers. Your use of those platforms is governed by the applicable third-party terms. We are not responsible for third-party platform availability, errors, or changes to third-party APIs or regulatory portals.

Loyalty and rewards program services may interact with blockchain networks and digital wallet providers. We do not custody, control, or guarantee the availability of any digital asset or token. Stablecoin-denominated rewards are subject to the terms of the applicable rewards program and issuing institution.

10. Disclaimers and Limitation of Liability

OUR SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY PARTICULAR REGULATORY OUTCOME WILL BE ACHIEVED.

REGULATORY AUTHORITIES MAKE INDEPENDENT DECISIONS. APPARENTLY DOES NOT GUARANTEE APPROVAL OF ANY LICENSE APPLICATION, REGISTRATION, EXEMPTION CLAIM, OR REGULATORY FILING. OUTCOMES DEPEND ON APPLICANT-SPECIFIC FACTS AND REGULATOR DISCRETION BEYOND OUR CONTROL.

COMPLIANCE API OUTPUTS, NEWSLETTER CONTENT, AND AUTOMATED REGULATORY ASSESSMENTS ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. THEY ARE NOT LEGAL OPINIONS AND SHOULD NOT BE RELIED UPON AS DETERMINATIVE OF REGULATORY OBLIGATIONS WITHOUT INDEPENDENT LEGAL REVIEW.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, APPARENTLY'S TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE FEES YOU PAID TO US IN THE THREE (3) MONTHS PRECEDING THE CLAIM. IN NO EVENT SHALL WE BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Indemnification

You agree to indemnify, defend, and hold harmless Apparently and its officers, directors, employees, and agents from any claim, demand, loss, liability, or expense (including reasonable attorneys' fees) arising out of or relating to: (a) your use of our services; (b) your violation of these Terms; (c) information you provide to us or to any regulatory authority; (d) your violation of any applicable law; or (e) any claim by a third party arising from your use of Compliance API outputs or newsletter content.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws principles. Any dispute arising out of or relating to these Terms or our services shall be resolved by binding arbitration under the rules of the American Arbitration Association, except that either party may seek injunctive relief in any court of competent jurisdiction to protect its intellectual property or confidential information.

YOU WAIVE ANY RIGHT TO A JURY TRIAL OR TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

13. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by email or by posting a notice on our website. Continued use of our services after the effective date of updated Terms constitutes acceptance.

14. Contact

Questions about these Terms? Contact us at legal@apparently.com.

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